Free credit review
We identify questionable, inaccurate, or unverifiable reporting across your file.
Credit repair for people ready to move forward
Make your creditmove.
A clear, specialist-led path to dispute inaccurate credit-report items and understand every step in your credit journey.
FCRA & CROA aware · 3-bureau strategy · U.S. clients
850
TRANSUNION•••• 1028
EquifaxVerificationREADY
ANRUS score pathmoving upward
742
300850
Before 560+182After 742
Illustrative score path. Results vary.
ANRUSANRUSANRUS
SCROLL TO REBUILD
12K+clients served
3bureaus covered
1:1specialist guidance
FCRAinformed process
The momentum starts with clarity
A credit-repair process built to explain every move.
No vague promises or confusing process. We review your report, explain the options, and follow a documented strategy for each bureau.
Your dispute strategy
A specialist prepares a bureau-by-bureau path and follows each dispute cycle.
Build from progress
See the changes, understand the next steps, and keep improving your credit habits.
Credit education, without the noise
Know what you can do — before you choose help.
You have the right to dispute inaccurate information on your credit reports yourself, at no cost. ANRUS is for people who want a specialist to handle the review, strategy, documentation, and follow-through.
The 3-bureau view
Why Experian, Equifax, and TransUnion can show different information.
The dispute cycle
What happens after a dispute is sent, and why timing differs by file.
Credit-building habits
Small next steps that can support a stronger profile over time.
The ANRUS learning library
Keep every credit question moving forward.
Explore the complete ANRUS library: practical credit education in English and Russian, from reading a report to preparing for a mortgage or business credit.
Explore the blogAbout ANRUS
Real guidance from a real team in San Diego.
Ruslan Assylkhanov
Founder, ANRUS Credit Services
I help people build and understand their credit history in the U.S. — no gray schemes, no promises we cannot keep, and no confusing process.
Our office330 13th St, San Diego, CA 92101Open map
✓Registered in the U.S. We operate in compliance with federal CROA and FCRA requirements. No gray schemes. No payment before the work begins.
Questions, answered plainly
What to know before you begin.
Can you guarantee a score increase?+
No. Every credit file is different. We do not guarantee a score change, a deletion, or a specific outcome or timeframe.
Is credit repair legal?+
Consumers have the right under federal law to dispute inaccurate information. ANRUS provides credit-repair services and follows applicable FCRA and CROA requirements.
How soon will I see changes?+
Credit-bureau dispute cycles take time. Some clients see movement sooner than others; timing depends on the reporting and your individual file.
Can I dispute items myself?+
Yes. You may dispute inaccurate information directly with the credit bureaus for free. We are here for clients who want professional support managing the process.
A clearer next step
Let’s look at your credit story.
Start with a free review. We’ll help you understand whether ANRUS is a fit — no obligation.